Poland
10,813 zł
per quarter
Działalność nierejestrowana — 225% of the minimum wage (4,806 zł × 2.25 = 10,813.50 zł). Quarterly cap from 1 January 2026. No ZUS, no CEIDG.
Casual healer
Side income, no bureaucracy
Sell sessions on evenings and weekends. We handle the paperwork — you focus on your clients. Current 2026 thresholds for PL, DE and CH below.
How much you can earn without a business — 2026 across Europe
Every country handles side income differently. These are the 2026 thresholds where the admin stays simplest — from Poland's działalność nierejestrowana to the UK's Trading Allowance.
Germany
EUR 25,000
per year (turnover)
Kleinunternehmer §19 UStG — VAT-exempt up to EUR 25,000 prior-year turnover and EUR 100,000 in the current year. Note: does not exempt income tax or Gewerbeanmeldung.
Austria
EUR 55,000
per year (turnover)
Kleinunternehmerregelung §6 UStG — VAT-exempt up to EUR 55,000 turnover (10% tolerance to EUR 60,500). Does not exempt other tax obligations.
Switzerland
CHF 2,500
per year / employer
Geringfügiger Nebenerwerb — when employed, opt out of AHV up to CHF 2,500/year/employer. When self-employed, AHV applies from the first franc (~CHF 530/year minimum).
United Kingdom
£1,000
per year
Trading Allowance — full relief up to £1,000/year. No need to register with HMRC or file Self Assessment under this limit.
Ireland
EUR 5,000
per year (net income)
Threshold for sole-trader registration. Up to EUR 5,000 net — no Revenue registration, no Class S PRSI.
Netherlands
EUR 20,000
per year (turnover)
KOR (Kleineondernemersregeling) — VAT-exempt up to EUR 20,000 turnover. KvK (Chamber of Commerce) registration still required.
What we handle for you
- Invoicing (KSeF for PL, Rechnung for DE/CH)
- Payment collection and payout to your account (Stripe)
- Income ledger per healer
- Annual income statement for PIT-36 (PL) or Steuererklärung (DE/CH)
- Support for tax-office queries
- HWG-compliant disclaimer in every session description
Income calculator — are you in the limit?
Enter ballpark numbers — see your status for the country you pick.
Estimated monthly income
2600 zł
Per quarter
7800 zł
Per year
31 200 zł
✓ Inside the threshold
PL limit: 10,813 zł per quarter (działalność nierejestrowana 2026).
How others earn on the side
Three example scenarios showing what side income realistically looks like across countries and modalities.
Anna
Kraków
Reiki
8 sessions × 80 zł
640 zł / month
Within limit
Markus
Berlin
Sound bath massage
12 sessions × €60
€720 / month
Within limit
Sara
Zürich
Tarot reading
6 sessions × 90 CHF
540 CHF / month
Within limit
Illustrative examples based on market averages. Your actual income may vary.
Frequent questions
Do I need to register a business to start?
In Poland — no, up to 10,813 zł per quarter (działalność nierejestrowana 2026). In Germany usually yes — Kleinunternehmer only exempts you from VAT, not from Gewerbeanmeldung; an exception is freie Berufe (e.g. Heilpraktiker). In Switzerland, self-employed pay AHV from the first franc — we help with the Ausgleichskasse registration.
What about taxes?
RealHealers keeps a full income ledger. You receive an annual statement to attach to PIT-36 (PL) or Steuererklärung (DE/CH). In Germany, income tax is owed on profits — Kleinunternehmer affects only VAT.
What if I exceed the threshold?
The system warns about a month before based on your trend. We help you switch to JDG (PL) or Gewerbeanmeldung / Selbständigkeit (DE/CH) — typically 15–30 minutes online.
Can I keep my day job?
Yes. In PL działalność nierejestrowana works alongside employment. In DE a side activity often must be declared to your employer (per your contract). In CH a small Nebenerwerb alongside employment is the standard pattern.
What if a client wants a corporate invoice?
We issue it — KSeF (PL) with your NIP, classic Rechnung (DE/CH) per local rules. We help you obtain a NIP-7 in PL if you don't have one.
Ready to start?
Create your casual-healer profile in 2 minutes. No card, no commitment.
Create casual-healer profileThese thresholds are current for 2026 (sources: biznes.gov.pl, BMF, BSV). Rules may change — verify the current state. RealHealers supports the administrative side, but final tax responsibility and compliance with local regulations rest with you. This page is informational and is not legal or tax advice.